Purchase
Ready to buy a new home? Let’s get started!
At Trustar Mortgage, our loan experts will be there for you throughout the homebuying experience with top-notch service, from start to finish. We are committed to delivering the best home mortgage loan solutions to every client, every time.
Think of us as your mortgage guide. We’re always available to answer any of your questions.
- To begin, we’ll take time to understand your home ownership goals and review your loan options with you. We offer highly competitive Conventional, VA, FHA, and Portfolio Loans.
- Then, we’ll guide you through our simple five-step process to receiving your prequalification letter. This will help you set the budget for your new home.
- When you find your dream home and your offer is accepted, we’ll collect the personal documents needed to begin the underwriting process. We’ll be with you every step of the way, ensuring all documents meet the guidelines of your loan program. Once you and the property meet these guidelines, you’ll receive your final loan approval. You’re almost there!
- We’ll review the final details of your loan and process it for closing. At closing, you’ll sign several documents and officially become a homeowner!
Mortgages are complicated. Let us take over the loan process so you can focus on finding the perfect home. Contact a Trustar Mortgage representative today!
More Loan Products
Construction-to-Permanent Financing
Looking to build or renovate your home? With Construction-to-Permanent Financing from Trustar Bank, construction financing and your permanent mortgage go hand in hand! Simplify the process by combining the financing for the purchase of your lot and the construction of your home into one convenient loan.
Read more in our Construction-to-Permanent Financing brochure.
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Portfolio Loan Program
Do you fall outside of the typical qualifying standards but still want to become a homeowner? A portfolio loan could be for you!
Our Bank Portfolio Loan product offers greater flexibility and a more customized approach for home buyers with complex financial needs and goals. You’ll work directly with a loan officer to make the process as seamless as possible. The product includes some expanded underwriting and property features, such as:
- Higher loan amounts
- Common sense underwriting on income and asset documentation collateralization
- Large lot properties
- Pledged assets in lieu of cash
- Trust assets
- Bridge loans
- No escrows
Find out if you our Bank Portfolio Loan product is right for you. Contact one of our loan experts today.
Second Home Mortgage Program
Trustar Mortgage offers a comprehensive range of financing options to help fulfill your dreams when it comes to owning a second home. With great rates and unmatched client service, our loan experts can guide you through the second home mortgage process with ease.
Learn more about our Second Home Mortgage program by contacting one of our loan experts today.
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Residential Construction Loan
Are you looking for the funds to build or renovate your residential property? Our residential construction loans can bring you one step closer to your dream home! Once construction on your house has finished, the loan will be refinanced into a long-term mortgage loan.
As your partner throughout the process, our Loan Officer will guide you through navigating county standards and inspections, working with contractors and subs while helping your project stay on time. We’ll take care of the loan process, so you can get back to putting those special touches on your home. Reach out to one of our loan experts today.
Let’s talk today